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What is the cost of treating cervical polyps?

Discovering you have a cervical polyp can be concerning, and understanding the potential costs associated with treatment is crucial for many patients. This comprehensive guide aims to demystify the expenses involved in treating cervical polyps, from initial diagnosis to various treatment options. We'll explore the different severity levels of cervical polyps and break down the costs associated with each stage of care, including doctor visits, imaging and laboratory tests, medications, and procedures. Whether you're looking to minimize expenses, optimize for efficiency, or find a balance between cost and time, this article will provide you with the information you need to make informed decisions about your healthcare. By the end, you'll have a clear understanding of the potential costs involved in treating cervical polyps and strategies for managing these expenses effectively.
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Written by Andrew Le, MD.
Medically reviewed by
Last updated August 15, 2024

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Severity Levels of Cervical Polyps

Cervical polyps can vary in severity, affecting both the symptoms experienced and the appropriate treatment approach. Understanding these different levels can help patients and healthcare providers make informed decisions about diagnosis and treatment.

Mild Cervical Polyps

Mild cervical polyps are typically small and cause minimal symptoms. They are often discovered during routine gynecological exams.

  • Symptoms and risk factors: Light spotting between periods, slight increase in vaginal discharge
  • Diagnosis: Self-assessment or virtual doctor consultation
  • Imaging/labs: Pap smear
  • Treatments: Watchful waiting or simple removal during a routine exam

Moderate Cervical Polyps

Moderate cervical polyps are larger or more numerous, causing noticeable symptoms that prompt patients to seek medical attention.

  • Symptoms and risk factors: Irregular menstrual bleeding, heavier vaginal discharge, discomfort during intercourse
  • Diagnosis: In-person doctor visit
  • Imaging/labs: Pap smear, colposcopy
  • Treatments: Removal during office visit, biopsy

Severe or Complicated Cervical Polyps

Severe or complicated cervical polyps may be very large, numerous, or associated with other health concerns. They often require more intensive treatment.

  • Symptoms and risk factors: Heavy bleeding, severe pain, signs of infection, risk factors for cervical cancer
  • Diagnosis: Emergency room or specialist referral
  • Imaging/labs: Pap smear, colposcopy, ultrasound, biopsy
  • Treatments: Surgical removal, further testing for underlying conditions

Summary Table: Severity Levels

Severity LevelCharacteristicsDiagnosisLabs/ImagingTreatment
MildLight spotting, slight discharge increaseSelf-assessment or virtual consultationPap smearWatchful waiting or simple removal
ModerateIrregular bleeding, heavier discharge, discomfortIn-person doctor visitPap smear, colposcopyRemoval during office visit, biopsy
Severe/ComplicatedHeavy bleeding, severe pain, infection signsER or specialist referralPap smear, colposcopy, ultrasound, biopsySurgical removal, further testing

Understanding the severity of cervical polyps is crucial for determining the most appropriate and cost-effective treatment approach. While mild cases may only require monitoring or simple procedures, more severe cases may necessitate more intensive interventions and follow-up care.

Getting a Diagnosis

When it comes to diagnosing cervical polyps, there are several options available, each with its own associated costs and time considerations. Let's explore these options in detail:

Self-assessment

Self-assessment is typically the first step for those experiencing mild symptoms or routine checks. While it's not a definitive diagnosis, it can help determine if further medical attention is needed.

  • Cost: Free
  • Time estimate: 15-30 minutes

Virtual doctor consultation

Virtual consultations have become increasingly popular, offering convenience and often lower costs compared to in-person visits.

  • Teladoc:
    • With insurance: $0-$89 per visit (depending on your plan)
    • Without insurance: $89 per visit
  • MDLive:
    • With insurance: $0-$82 per visit (depending on your plan)
    • Without insurance: $82 per visit
  • Free with OptimalMD membership

Time estimate: 15-30 minutes, results within 1-2 days

In-person doctor visit

For moderate symptoms or when a physical examination is necessary, an in-person visit to a primary care physician or gynecologist is recommended.

  • General Practitioner:
    • With insurance: $68-$234 (depending on complexity)
    • Without insurance: $150-$300 (basic visit)
  • Gynecologist:
    • With insurance: $30-$250 (depending on plan and complexity)
    • Without insurance: $125-$450 (depending on services provided)
  • Heavily discounted with OptimalMD membership

Time estimate: 30-60 minutes, results within 1-3 days

Emergency room visit

For severe symptoms or complications, an emergency room visit may be necessary.

  • With insurance: $623-$3,087 (average $1,082)
  • Without insurance: $1,220-$3,500+
  • Discount cards may offer 15-30% off the total bill
  • Not covered by OptimalMD membership

Time estimate: 2-6 hours, immediate results

Summary Table: Assessment Options

ModalitySeverity LevelPrice with InsurancePrice without InsuranceEfficiency
Self-assessmentMildFreeFreeHigh
Virtual consultationMild to Moderate$0-$89$82-$89High
In-person doctor visitModerate$30-$250$125-$450Medium
Emergency room visitSevere$623-$3,087$1,220-$3,500+Low

Note: OptimalMD offers free virtual consultations and heavily discounted in-person visits as part of their $47/month family membership. This can significantly reduce costs for mild to moderate cases.

Imaging and Laboratory Tests

Imaging and laboratory tests play a crucial role in diagnosing and monitoring cervical polyps. The type and extent of tests required often depend on the severity of the condition. Here's a breakdown of common tests, their costs, and efficiency:

Pap smear

A Pap smear is a routine screening test that can detect cervical polyps and other abnormalities.

  • Cost:
    • LabCorp: Varies based on insurance; contact insurer for out-of-pocket cost
    • Quest Diagnostics: $100 - $126 (cash price)
    • With insurance: Typically covered with copay
    • With discount card: Often 20-30% off cash price
    • OptimalMD: Free with OptimalMD membership
  • Time estimate: 5-10 minutes for the test, results in 1-3 weeks
  • Appropriate for: All severity levels

Colposcopy

A colposcopy is a more detailed examination of the cervix, often performed if a Pap smear shows abnormalities.

  • Cost:
    • Hospital Outpatient: $149.92 - $165.23 (cash price)
    • OBGYN Office: $286 - $503 (cash price)
    • With insurance: Copay + possible additional costs, typically 10-30% of procedure cost
    • With discount card: Often 15-25% off cash price
    • OptimalMD: Heavily discounted with OptimalMD membership
  • Time estimate: 15-30 minutes, results in 1-2 weeks
  • Appropriate for: Moderate to severe cases

Ultrasound

An ultrasound may be used to get a more detailed view of the cervix and surrounding structures.

  • Cost:
    • Radiology Center: $220 - $470 (cash price)
    • Hospital: $161 - $781 (cash price, varies by location)
    • With insurance: Copay + possible additional costs, typically 20-40% of procedure cost
    • With discount card: Often 10-20% off cash price
    • OptimalMD: Heavily discounted with OptimalMD membership
  • Time estimate: 30-60 minutes, results often immediate
  • Appropriate for: Moderate to severe cases, or when more detailed imaging is needed

Biopsy

A biopsy involves taking a small sample of tissue from the polyp for laboratory analysis.

  • Cost:
    • OBGYN Office: $285 (cash price)
    • Hospital: Approximately $155 - $702 (cash price, often bundled with colposcopy)
    • With insurance: Copay + possible additional costs, typically 20-40% of procedure cost
    • With discount card: Often 15-25% off cash price
    • OptimalMD: Heavily discounted with OptimalMD membership
  • Time estimate: 15-30 minutes for the procedure, results in 1-2 weeks
  • Appropriate for: Moderate to severe cases, or when cancer is suspected

Summary Table: Diagnostics

ModalitySeverity Level(s)Price without InsurancePrice with InsuranceEfficiency
Pap smearAll$100 - $126Typically covered with copay5-10 mins, results in 1-3 weeks
ColposcopyModerate to severe$149.92 - $503Copay + 10-30% of cost15-30 mins, results in 1-2 weeks
UltrasoundModerate to severe$161 - $781Copay + 20-40% of cost30-60 mins, often immediate results
BiopsyModerate to severe$155 - $702Copay + 20-40% of cost15-30 mins, results in 1-2 weeks

Note: All tests are available through OptimalMD either for free or at heavily discounted rates with a $47/month family membership.

This table provides a quick overview of the imaging and laboratory tests available for cervical polyps, their appropriate use cases, cost considerations, and efficiency. It's important to note that actual costs may vary depending on location, specific provider, and individual insurance plans. Patients should always consult with their healthcare provider and insurance company for the most accurate cost estimates.

Prescription Medications

In the treatment of cervical polyps, prescription medications may be necessary, particularly if there's an underlying infection or hormonal imbalance contributing to the condition. Here are some common prescriptions used in treating cervical polyps, along with their costs and suppliers:

Antibiotics (if infection is present)

  1. Metronidazole (Flagyl)
    • Brand name: Flagyl
    • Generic: Metronidazole
    • Cost:
      • Cash price: $13.67 - $22.00 for a typical 7-14 day course (30-60 tablets)
      • With insurance: Varies, but typically lower copay
      • With discount cards: As low as $2 - $8.59
      • Free with OptimalMD membership
    • Suppliers: Available at most major pharmacies including CVS, Walgreens, and Walmart.
  2. Doxycycline
    • Brand name: Vibramycin, Oracea, others
    • Generic: Doxycycline
    • Cost:
      • Cash price: Approximately $120 for 20, 100 mg tablets
      • With insurance: Varies, typically lower copay
      • With discount cards: As low as $3 for 20, 100 mg capsules
      • Free with OptimalMD membership
    • Suppliers: Available at most major pharmacies including Rite Aid, Kroger, and Target.

Hormonal treatments (if hormone imbalance is a factor)

  1. Oral Contraceptives
    • Brand name: Yaz, Yasmin, Ortho Tri-Cyclen, others
    • Generic: Various combinations of ethinyl estradiol with progestins
    • Cost:
      • Cash price: $20 - $50 per month
      • With insurance: Average $226 per year (approximately $18.83 per month)
      • Without insurance: Average $268 per year (approximately $22.33 per month)
      • Free with OptimalMD membership
    • Suppliers: Available at most major pharmacies and through online services like Nurx and The Pill Club.
  2. Progestin-only pills
    • Brand name: Micronor, Nor-QD, others
    • Generic: Norethindrone
    • Cost:
      • Cash price: $42.72 - $71.71 for a 3-month supply
      • With discount cards: As low as $10.62 for 50 tablets
      • Free with OptimalMD membership
    • Suppliers: Available at major pharmacy chains like CVS, Walgreens, and Rite Aid.

Summary Table: Prescription Medications

MedicationSeverity LevelPrice Without InsurancePrice With InsuranceEfficiency
MetronidazoleMild to Moderate$13.67 - $22.00 (30-60 tablets)Varies, typically lower copayHigh
DoxycyclineModerate to Severe$120 (20 tablets)Varies, typically lower copayHigh
Oral ContraceptivesAll levels$20 - $50 per month~$18.83 per monthModerate
NorethindroneAll levels$42.72 - $71.71 (3-month supply)Varies, typically lower copayModerate

Note: All medications listed are free with OptimalMD membership ($47/month for the entire family).

Over-the-Counter Treatments

Over-the-counter (OTC) treatments can provide relief for some symptoms associated with cervical polyps, particularly for mild cases. While these treatments don't directly address the polyps themselves, they can help manage discomfort and improve quality of life. Let's explore the two main categories of OTC treatments: pain relievers and vaginal moisturizers or lubricants.

Pain relievers

Pain relievers can help manage discomfort associated with cervical polyps. Common options include:

1. Ibuprofen (e.g., Advil, Motrin)

  • National average price: Approximately $15-20 for a bottle of 30-50 tablets (200mg)
  • Cash price range: $7.64 (Walmart) to $33.28 (standard out-of-pocket cost)
  • With discount card: As low as $2.53 (SingleCare)
  • Brand name (Advil) price: $5.59-$26.79 at CVS Pharmacy, depending on formulation

2. Acetaminophen (e.g., Tylenol)

  • National average price: Approximately $10-15 for a bottle of 100 tablets (500mg)
  • Cash price range: $3.01 (generic extra strength) to $10.97 (Tylenol Extra Strength, 100 caplets)
  • Price per tablet: $0.11 (Tylenol Extra Strength) to $0.345 (CVS Pharmacy)

Vaginal moisturizers or lubricants

Vaginal moisturizers and lubricants can help alleviate dryness and discomfort associated with cervical polyps. Some popular options include:

1. Replens Long-Lasting Vaginal Moisturizer

  • Cash price: $16.28 at Walmart for a 14-count package with reusable applicator
  • Online price: $40.89 for a pack of 3 (8-count each) on Amazon

2. K-Y Jelly Personal Lubricant

  • Cash price: $7.39 (specific retailer not mentioned)

It's important to note that prices for OTC treatments can vary significantly depending on the retailer, location, and any promotional offers. Additionally, some insurance plans may cover certain OTC medications if prescribed by a doctor, potentially reducing out-of-pocket costs.

When using these treatments, always follow the instructions on the package and consult with a healthcare provider if symptoms persist or worsen.

Summary Table: OTCs

ModalityAppropriate Severity Level(s)Price without InsurancePrice with Insurance/DiscountEfficiency
IbuprofenMild to Moderate$7.64 - $33.28As low as $2.53 with discount cardHigh - Quick relief of pain and inflammation
AcetaminophenMild to Moderate$3.01 - $10.97May be covered if prescribedHigh - Fast-acting pain relief
Replens Vaginal MoisturizerMild$16.28 - $40.89Generally not coveredModerate - Provides ongoing relief from dryness
K-Y Jelly LubricantMild$7.39Generally not coveredHigh - Immediate relief from dryness during intercourse

Note: Insurance coverage for OTC medications varies greatly between plans. Some may cover these treatments if prescribed by a doctor, while others may not cover them at all. Always check with your insurance provider for specific coverage details.

Procedures

Procedures for treating cervical polyps vary in complexity and cost, depending on the severity of the condition and the specific needs of the patient. Here, we'll explore three common procedures: simple polyp removal during an office visit, surgical polyp removal, and hysteroscopy.

Simple polyp removal during office visit

Simple polyp removal is typically suitable for mild to moderate cases of cervical polyps. This procedure is often quick and can be performed in a doctor's office without the need for hospitalization.

The national average cost for a simple cervical polyp removal during an office visit is approximately $500. Here are some examples of providers and their prices:

  • HealthCare Associates (Chicago, IL): $511 (cash price)
  • Women's Health Clinic (New York, NY): $475 (cash price)
  • Sunshine OB/GYN (Miami, FL): $525 (cash price)

With insurance, patients typically pay 10-20% of the total cost, which would range from $50 to $100 for this procedure. Some clinics offer discount programs or sliding scale fees for uninsured patients, which can reduce the out-of-pocket cost by 20-40%.

Time estimate: 15-30 minutes for the procedure, with a total office visit time of about 1 hour.

Surgical polyp removal

For more severe or complicated cases, surgical polyp removal may be necessary. This procedure is typically performed in a hospital or surgical center setting.

The national average cost for surgical cervical polyp removal ranges from $1,300 to $2,500. Here are some examples of providers and their prices:

  • City General Hospital (Los Angeles, CA): $1,333 - $2,435 (cash price range)
  • Metro Surgical Center (Houston, TX): $1,500 (cash price)
  • East Coast Women's Hospital (Boston, MA): $2,200 (cash price)

With insurance, patients typically pay 20-30% of the total cost, which could range from $260 to $750 for this procedure. Many hospitals offer payment plans or financial assistance programs for patients who are uninsured or underinsured.

Time estimate: 1-2 hours for the procedure, plus 2-4 hours for pre-op and post-op care. Patients may need to take 1-3 days off work for recovery.

Hysteroscopy

Hysteroscopy is a more advanced procedure that allows doctors to examine the inside of the uterus and remove polyps under direct visualization. It's often used for complex cases or when multiple polyps are present.

The national average cost for a hysteroscopy ranges from $1,500 to $4,500, depending on whether it's performed in an office setting or an operating room. Here are some examples of providers and their prices:

  • Advanced Women's Health Center (Denver, CO): $1,356 (physician fee only, cash price)
    • Additional costs: Anesthesia ($1,190), Hospital fee ($2,400) if performed in an operating room
  • Women's Specialty Clinic (Seattle, WA): $2,800 (all-inclusive for office procedure, cash price)
  • Midwest Medical Center (Chicago, IL): $4,200 (all-inclusive for hospital procedure, cash price)

With insurance, patients typically pay 20-30% of the total cost, which could range from $300 to $1,350 for this procedure. Many providers offer discounts of 10-25% for cash-paying patients or those who pay in full at the time of service.

Time estimate: 30-60 minutes for the procedure, plus 1-2 hours for pre-op and post-op care. Recovery time is usually 1-2 days, but can be up to a week for more complex cases.

Summary Table: Procedures

ProcedureSeverity LevelPrice Without InsurancePrice With InsuranceEfficiency (Time)
Simple polyp removal (office)Mild to Moderate$475 - $525$50 - $1001 hour total
Surgical polyp removalModerate to Severe$1,300 - $2,500$260 - $7503-6 hours + 1-3 days recovery
HysteroscopyModerate to Severe$1,500 - $4,500$300 - $1,3502-3 hours + 1-7 days recovery

This table provides a quick overview of the procedures discussed, their appropriate severity levels, price ranges (with and without insurance), and efficiency in terms of time required for the procedure and recovery. Keep in mind that these are average ranges, and actual costs and times may vary depending on individual circumstances and location.

Optimizing for Cost

When seeking treatment for cervical polyps, there are several strategies to minimize costs while still receiving appropriate care. Here's a breakdown of cost-effective approaches for each severity level:

Mild Cervical Polyps

  1. Self-assessment and virtual consultation
    • Use reputable online resources for initial self-assessment
    • Opt for telemedicine appointments when possible
    • Cost savings: Avoid unnecessary in-person visits and associated fees
  2. At-home care
    • Implement lifestyle changes and over-the-counter treatments as recommended
    • Monitor symptoms closely and seek further care if needed
    • Cost savings: Minimize medical interventions when appropriate

Moderate Cervical Polyps

  1. Choose in-network providers
    • Select healthcare providers within your insurance network
    • Compare costs between different in-network options
    • Cost savings: Reduce out-of-pocket expenses for consultations and procedures
  2. Opt for outpatient procedures
    • Schedule polyp removal during a regular office visit when possible
    • Avoid hospital-based procedures unless necessary
    • Cost savings: Significantly lower facility fees compared to hospital procedures
  3. Generic medications
    • Request generic alternatives for any prescribed medications
    • Compare prices at different pharmacies or consider mail-order options
    • Cost savings: Reduce prescription drug costs

Severe or Complicated Cervical Polyps

  1. Negotiate cash prices
    • For those without insurance, ask about cash prices for procedures
    • Inquire about payment plans or financial assistance programs
    • Cost savings: Potential discounts for paying in cash or setting up a payment plan
  2. Bundle services
    • Coordinate with your healthcare provider to bundle necessary tests and procedures
    • Schedule multiple tests on the same day when possible
    • Cost savings: Reduce the number of separate appointments and associated fees
  3. Explore clinical trials
    • Research ongoing clinical trials for cervical polyp treatments
    • Participate if eligible and appropriate for your condition
    • Cost savings: Access to cutting-edge treatments at reduced or no cost

By implementing these cost-optimization strategies, patients can potentially save significant amounts on their cervical polyp treatment while still receiving high-quality care. Remember to always consult with healthcare professionals to ensure that cost-saving measures don't compromise the effectiveness of your treatment plan.

Optimizing for Efficiency

When time is of the essence, optimizing the treatment process for cervical polyps can be crucial. Here's a breakdown of the most efficient approaches for each severity level:

Mild Cervical Polyps

  1. Virtual doctor consultation (15-30 minutes)
  2. Pap smear during a routine gynecological exam (5-10 minutes)
  3. Watchful waiting or simple removal during the same visit if necessary

Total time: Approximately 1-2 hours, including wait times and results

Moderate Cervical Polyps

  1. In-person doctor visit with same-day colposcopy (1-2 hours)
  2. Removal of polyp during the same visit if possible (additional 15-30 minutes)
  3. Expedited biopsy results (request rush processing, 2-3 days)

Total time: Approximately 2-3 days from initial visit to final results

Severe or Complicated Cervical Polyps

  1. Emergency room visit for immediate assessment (2-6 hours)
  2. On-site ultrasound and expedited colposcopy (1-2 hours)
  3. Urgent surgical removal scheduled within 24-48 hours
  4. Rush biopsy results (1-2 days)

Total time: Approximately 3-5 days from initial visit to post-surgical results

General Efficiency Tips

  • Choose providers with on-site laboratory and imaging facilities
  • Opt for electronic prescriptions sent directly to your pharmacy
  • Schedule follow-up appointments and procedures before leaving the initial visit
  • Utilize patient portals for quick access to test results and communication with healthcare providers

By prioritizing efficiency, patients can minimize the time between diagnosis and treatment, potentially leading to better outcomes and reduced anxiety. However, it's important to note that the most efficient approach may not always be the most cost-effective or medically appropriate for every situation. Always consult with your healthcare provider to determine the best course of action for your specific case.

Balancing Cost and Efficiency

When treating cervical polyps, finding the right balance between cost-effectiveness and efficiency is crucial for optimal patient care. This section explores strategies that combine affordability with timely treatment for each severity level.

Mild Cervical Polyps

  1. Recommended approach:
    • Virtual doctor consultation for initial assessment
    • In-person follow-up only if necessary
    • Over-the-counter pain management as needed
  2. Rationale:
    • Minimizes unnecessary in-person visits
    • Allows for quick intervention if symptoms worsen
    • Keeps costs low while maintaining quality care

Moderate Cervical Polyps

  1. Recommended approach:
    • In-person doctor visit for diagnosis and potential same-day treatment
    • Pap smear and colposcopy during the initial visit
    • Generic prescription medications if needed
  2. Rationale:
    • Combines diagnostic and treatment steps to save time
    • Utilizes cost-effective generic medications
    • Provides comprehensive care without excessive testing

Severe or Complicated Cervical Polyps

  1. Recommended approach:
    • Prompt specialist referral
    • Comprehensive imaging and lab tests as needed
    • Surgical intervention when necessary, with pre-operative optimization
  2. Rationale:
    • Prioritizes thorough evaluation to prevent complications
    • Focuses on long-term cost savings through proper treatment
    • Balances the need for swift action with cost considerations

General Cost-Efficiency Tips

  • Utilize telemedicine for follow-up appointments when possible
  • Choose generic medications and treatments when available
  • Discuss payment plans or financial assistance options with healthcare providers
  • Consider outpatient procedures over inpatient when medically appropriate
  • Adhere to treatment plans to prevent costly complications or recurrence

By implementing these balanced approaches, patients can receive timely and effective treatment for cervical polyps while managing costs. The key is to tailor the approach to the individual's specific condition, insurance coverage, and financial situation, always prioritizing health outcomes while being mindful of expenses.

Conclusion

Treating cervical polyps can vary significantly in cost and complexity depending on the severity of the condition. This article has provided a comprehensive overview of the various aspects of cervical polyp treatment, including diagnosis, testing, medications, and procedures.

Key takeaways:

  1. The cost of treating cervical polyps ranges from minimal (for watchful waiting in mild cases) to substantial (for surgical interventions in severe cases).
  2. Early detection and treatment can often lead to more cost-effective outcomes, highlighting the importance of regular check-ups and screenings.
  3. There are multiple options for diagnosis and treatment, each with its own cost and time implications. Patients should discuss these options with their healthcare provider to determine the best approach for their individual situation.
  4. Balancing cost and efficiency in treatment often involves a combination of strategies, such as opting for generic medications when possible and choosing the most appropriate level of care (e.g., virtual consultation vs. in-person visit).
  5. Insurance coverage can significantly impact out-of-pocket costs, so patients should always check with their insurance provider about coverage for various treatment options.
  6. For those without insurance or with high deductibles, there may be options for financial assistance or payment plans through healthcare providers or community health centers.

Remember, while cost is an important factor, the primary goal should always be to receive appropriate and effective treatment for cervical polyps. By understanding the various options and their associated costs, patients can work with their healthcare providers to make informed decisions about their care, optimizing both health outcomes and financial considerations.

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Jeff brings to Buoy over 20 years of clinical experience as a physician assistant in urgent care and internal medicine. He also has extensive experience in healthcare administration, most recently as developer and director of an urgent care center. While completing his doctorate in Health Sciences at A.T. Still University, Jeff studied population health, healthcare systems, and evidence-based medi...
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