How Much Does Chiropractor Cost Without Insurance

Chiropractic care can effectively treat back pain, neck pain, and other musculoskeletal issues, but the costs without insurance can be significant. For many, the price of a single session ranges from $60 to over $200, depending on location and the services provided. The costs can be even higher in major cities like Los Angeles and New York, reaching up to $300 per session.

In this article, we will explore the cost of chiropractic care without insurance, break down prices for different treatments, and compare costs across various US cities. We will also discuss available payment options for those who lack insurance coverage.

Chiropractic Services Without Insurance

Chiropractic care without insurance can vary significantly based on the type of treatment, diagnostic tests required, and location. Each session generally includes an initial consultation and a follow-up visit, which can quickly add up, especially for those needing long-term treatment.

Average Costs for Initial and Follow-Up Visits

The initial consultation with a chiropractor typically costs between $60 and $250, depending on the location and services provided. On average, this initial visit is around $148.75 in major US cities like:

• New York
• Los Angeles
• Chicago

Following the consultation, patients can expect to pay between $60 and $200 for follow-up visits. The average cost of a follow-up session is $81.88, which may include treatments such as adjustments, therapy, or massage, depending on the chiropractor's offerings.

Costs of Common Treatments

Chiropractors provide a range of treatments aimed at relieving pain and improving mobility. These treatments can include:

Diagnostic Testing and Additional Fees

Chiropractors often use diagnostic tests to understand the patient's condition better. These additional services can significantly increase the cost of care:

• X-rays: X-rays can cost between $100 and $300.
• MRI Scans: For more detailed imaging, an MRI scan can cost between $250 and $800, depending on the clinic and location.
• Nutritional Counseling: Some chiropractors also offer nutritional counseling, which can cost anywhere from $50 to $110, depending on the length of the session and the complexity of the advice provided.

Chiropractic Costs by City

Chiropractic care costs vary widely across major cities in the US. The price differences are mainly due to local demand, cost of living, and service types. Below is a breakdown of chiropractic costs in some cities.

Alternatives for Paying Without Insurance

Patients without insurance can still access chiropractic care through several payment options. These alternatives help reduce the financial burden, making treatment more affordable.

1. Installment-Based Payment Plans

Many chiropractors offer flexible payment plans for patients who don’t have insurance. These plans allow you to spread the cost over several months. Denefits is one platform that enables chiropractors to create payment plans tailored to their patient’s needs.

This helps patients manage the high care costs by paying smaller, more affordable monthly installments.

2. Package Deals

Some chiropractors offer package deals for uninsured patients. These deals provide discounted rates, making ongoing care more affordable. A package deal can range from $800 to over $1,000 annually, depending on the services included and the chiropractor’s location.

3. Medical Credit Cards

Patients can also use medical credit cards to pay for chiropractic care, such as:

• Care Credit
• MedKey

To qualify, patients need a minimum credit score of 620. While these credit cards can make treatment accessible, it’s important to note that high interest rates may apply if payments are not made on time.

Wrap Up

Chiropractic care can be expensive without insurance, ranging from $60 to over $200 per session. In some major US cities, initial consultations can cost as much as $250, and follow-up visits may reach $135.

The price of treatments such as spinal decompression, electrical muscle stimulation, and cold laser therapy can add up quickly, especially for patients requiring ongoing care.

However, there are several ways to manage these expenses. Payment plans, package deals, and medical credit cards offer flexible options for patients without insurance coverage.

Frequently Asked Questions

Can I get chiropractic care without a referral?

Yes, you typically don’t need a referral from a primary care doctor to see a chiropractor. You can schedule an appointment directly without paying for a referral or additional doctor’s visit.

How long does a typical chiropractic session last?

Chiropractic sessions vary in length depending on the treatment. Initial consultations may last 30 to 45 minutes, while follow-up sessions can range from 15 to 30 minutes. More intensive therapies might take longer and impact the cost.

Are there additional fees for chiropractic treatments?

Yes, additional fees may apply for services like X-rays or specialized therapies. For instance, X-rays can cost between $100 and $300, and more advanced treatments like cold laser therapy can range from $50 to several hundred dollars per session.